BC Community Thread For Non-Sightings Chat

[Wheeljack Off]

Originally Posted by Darth Cylon

He’s 26 with $32,000 in savings. Here’s how he did it

Frak. I am 36 with 3 times more savings and I still can't afford to buy a place in greater Vancouver. No car and a barely furnished apartment full of toys.

You think you can't get a place with 100k down payment?

You definitely could.
Interest rates are so low right now and most banks really only want to see a 10% payment to give you cash.

I bought my house in coquitlam with 80k down.
The house was assessed at 700000k at the time.
I was 25.
I busted my ass since then but still owe half of that.

I'd way rather pay myself than a bank or landlord plus gain on property appreciation.

[Merewyn1066]

Originally Posted by jjwankenobi

Gibson's FTW!

I look forward to my son's Scout Group's annual outing to Camp Byng every year. So beautiful there. I'd retire there in a heartbeat to relive all my favorite Beachcombers episodes every day .

HA! Byng... that's my commute to work every day. Oh, woe is me.

[Darth Cylon]

Originally Posted by Wheeljack Off

You think you can't get a place with 100k down payment?

You definitely could.
Interest rates are so low right now and most banks really only want to see a 10% payment to give you cash.

I bought my house in coquitlam with 80k down.
The house was assessed at 700000k at the time.
I was 25.
I busted my ass since then but still owe half of that.

I'd way rather pay myself than a bank or landlord plus gain on property appreciation.

Of course I could. I talk to a financial and mortgage advisor every year after I file my tax. But it's not just about how much down payment I can afford. It's how much mortgage the bank will give me based on my income. And of course just because I have 100K savings in the bank doesn't mean I will spend all of it on down payment. I can only withdraw $25k max out of my RRSP. I don't want to spend all my savings just to be able to buy a tiny 500 sq.ft condo. And then I have no money left to even afford the cheapest Ikea bed. It's not even a 500 sq.ft built with top materials. I work for a builder supplier so I already know what's building out there. Most are mediocre materials at bad location. Eco density my ass. I don't live right next to or above a skytrain station and a shopping mall.

[kirbenvost]

Originally Posted by kirbenvost

Anybody have a US PO box that would be willing to receive something for me? Now that the Point Roberts one is closed, I'm not sure. It's a $40 backpack and I'm willing to pay any relevant fees, of course, as long as it's under $15. If not I might as well try to find a Canadian source. Please PM with details if you're willing.

Still looking for help if anyone's willing. The site says shipping could take up to 7 business days so if anyone's going in a couple weeks, that would be ideal. Thanks everyone.

[jjwankenobi]

Originally Posted by kirbenvost

Still looking for help if anyone's willing. The site says shipping could take up to 7 business days so if anyone's going in a couple weeks, that would be ideal. Thanks everyone.

Wish I could help, Commander. I have a NEXUS pass and frequented The Letter Carrier but nothing currently in the pipeline and I've got to find an alternate US ship to source too.

[Msol]

I'll do it. PM me for deets. I've got a $3 parcel place in Blaine, and I live near it.

[kirbenvost]

Originally Posted by jjwankenobi

Wish I could help, Commander. I have a NEXUS pass and frequented The Letter Carrier but nothing currently in the pipeline and I've got to find an alternate US ship to source too.

No worries, thanks JJ!

Originally Posted by Msol

I'll do it. PM me for deets. I've got a $3 parcel place in Blaine, and I live near it.

Thank you, will PM shortly.

[RocketGTR]

Originally Posted by jjwankenobi

Wish I could help, Commander. I have a NEXUS pass and frequented The Letter Carrier but nothing currently in the pipeline and I've got to find an alternate US ship to source too.

If you prefer Point Roberts, I use

McFrugals Parcel

$3.00 and they're open on Sundays which is great cuz Saturdays can get busy and until 8pm on Wednesday and Thursdays.

[ChrisW]

Originally Posted by jjwankenobi

Wish I could help, Commander. I have a NEXUS pass and frequented The Letter Carrier but nothing currently in the pipeline and I've got to find an alternate US ship to source too.

I switched from The Letter Carrier to Point to Point a few years ago and have been quite happy with their service.

[Darth Cylon]

My new man's toy. KO Seamaster Planet Ocean.



Got a good deals from Costco.ca.
http://www.costco.ca/Casio-Edifice-M...100120266.html