Quote:
Originally Posted by CBII
None...I have nothing in my current collection that I can't re-buy MISB with the insurence money.  A fire would only purge my collection of things I don't really want or need and make it better all at the same time.
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I'd take a good look at your policy to make sure this is the case. Often action figure collections aren't covered under the definition of "collectibles" in the insurance policy (typically limited to coins, stamps, art), and are just covered as any other "toy" would be, in which case the payout might not be "replacement value" in the way we think of it.
I've been looking into the insurance issue on and off for about a year now (I don't have a large collection so it's not a big concern to me) but I believe there are typically issues with trying to get
true replacement value.
