Quote:
Originally Posted by Rodimus Prime1
Ahh, that one is OK... House insurance and the fact I would get to hunt for them all again.
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Quote:
Originally Posted by CobraCommander
Actually home insurance usually does not cover collectables unless you specified this in your coverage (which you would have to pay extra) and have also taken record of what you own.
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From what I remember reading somewhere, it's difficult to get toy collections insured via home insurance because:
a) They normally don't insure toys (which, realistically, is what they really are)
b) If you want to insure them as "collectibles", they fall under the same bucket/category as antiques, and will then be calculated with the rates/premiums related to
those.
